Wunderbar Legal Matters & Care Level
BackCare Level, Power of Attorney, Benefits.
Financing Private Long-Term Care: These Services Are Covered by the Pflegekasse (the German long-term care insurance fund) (2026)
From long-term care allowances to relief payments: Which long-term care insurance benefits help cover the costs of privately arranged long-term care or support—with the current amounts for 2026.
Applying for a care level: Explained step by step
How to apply for a care level, what counts during the assessment, and what you can do if you disagree with the decision. In plain language, as of 2026.
Relief Amount for 2026: €131 per month starting at Pflegegrad (the German care level) 1 – What It Covers and How It Works
Starting at Care Level 1, €131 per month is available for approved care and respite services—such as daily living assistants or household-related services. Here’s how to make the most of this amount.
Pension Supplements: You Can Apply for These Four Additional Benefits
About 60 percent of those eligible do not apply for basic income support for the elderly—often out of concern that their children would then have to pay. In simple terms: what the four benefits are, where to apply for them, and why concerns about the children are usually unfounded.
Digital long-term care apps: up to 70 euros per month from the Pflegekasse (the German long-term care insurance fund)
Starting in 2026, the long-term care insurance fund will cover the cost of certified digital long-term care apps—up to 70 € per month. Who is eligible, how much is covered, and why no apps have been listed yet.
Hiring a Private Caregiver: Employ Them Directly or Use an Agency? (Legally Sound)
Hiring staff yourself, an agency (24-hour care), or a home care service—a comparison of the legal differences, employer obligations, and financing options.